Do you own an SUV and want to compare auto insurance rates by vehicle? Before you purchase a car insurance policy, it is a good idea to check the rates. This way, you will get an idea or two about how much money you will be paying and the coverage options for the price.
Below, we compare auto insurance rates by vehicle model. We listed a total of seven SUV models. From the cheapest rate to the most expensive: Honda CR-V, Ford Escape, Subaru Forester, Jeep Grand Cherokee, Ford Explorer, Toyota RAV4, and Nissan Rogue.
We will tell you the insurance companies, their monthly premiums as well as annual premiums for each model. We also tell you which company offers the cheapest and most expensive premium. That way, you can compare auto insurance rates by vehicle. Ready? Let’s start right away.
Compare Auto Insurance Rates by Vehicle
1. Honda CR-V
Let’s compare auto insurance rates by vehicle starting with Honda CR-V. Nationwide offers the cheapest insurance rates for Honda CR-V. The monthly premium is $80 and the annual premium is $962.GEICO comes close with a $90 monthly premium and a $1,084 annual premium.
Allstate has the most expensive premiums for Honda CR-V. The monthly premium is $174 and the annual premium is $2,089. Farmers is the second most expensive: $147 monthly premium and $1,767 annual premium.
2. Ford Escape
The second cheapest model to insure is Ford Escape. Ford Escape is one of the least-expensive SUVs on the list but it is the cheapest model to insure. If you want cheap insurance rates for Ford Escape, consider Nationwide and GEICO.
Monthly premium
- Nationwide: $85
- GEICO: $94
Annual premium
- Nationwide: $1,020
- GEICO: $1,139
Meanwhile, Allstate offers the most expensive premium with $170 monthly and $2,043 annually.
3. Subaru Forester
Next, we compare auto insurance rates by vehicle for the Subaru Forester. GEICO and Nationwide offer the cheapest insurance rates for this SUV. Nationwide offers a monthly premium of $86 and an annual premium of $1,039. GEICO offers $91 a month and $1,103 annually.
Meanwhile, Farmers offers the most expensive rates. The monthly premium from Farmers is $167 and the annual premium is $2,013.
4. Jeep Grand Cherokee
While Jeep Grand Cherokee is costly, the insurance rates are not that high. Nationwide and USAA offer the cheapest insurance rates and Allstate offers the most expensive rates.
Nationwide offers a monthly premium of $85 and an annual premium of $1,022. USAA offers $99 and $1,194, respectively. Allstate offers a $175 monthly premium and a $2,109 annual premium.
5. Ford Explorer
Ford Explorer is a quite costly SUV. Not surprisingly, it is also expensive to insure. Below, we compare auto insurance rates for Ford Explorer. The cheapest insurance rates are offered by Nationwide and USAA, while the most expensive rates are offered by Allstate.
Here are the monthly and annual premiums:
Monthly premium
- Nationwide: $90
- USAA: $106
- Allstate: $178
Annual premium
- Nationwide: $1,081
- USAA: $1,283
- Allstate: $2,140
6. Toyota RAV4
Now we compare auto insurance rates by vehicle for Toyota RAV4. This model is on the more expensive side to insure. If you own Toyota RAV4, you want to check out Nationwide and USAA.
Nationwide offers a monthly premium of $94 and an annual premium of $1,129. USAA offers the same monthly premium of $94 with a slightly more expensive annual premium of $1,133.
Allstate’s premiums are the most expensive: $172 monthly and $2,067 annually.
7. Nissan Rogue
Let’s compare auto insurance rates by vehicle for the Nissan Rogue next. Nationwide and USAA offer the cheapest insurance rates for Nissan Rogue, both monthly and annual premiums.
Nationwide offers a monthly premium of $94 and an annual premium of $1,130. USAA offers nearly the same premiums: $95 monthly and $1,151 annually.
Allstate has the most expensive insurance rates for Nissan Rogue, charging $184 monthly and over $2,200 annually.
Why Should You Compare Auto Insurance Rates by Vehicle?
You can potentially save hundreds of dollars on auto insurance by comparing auto insurance rates. When you compare auto insurance rates by vehicle, for example, you can find the best car insurance company that offers the best insurance rates for you.
Also keep in mind that no drivers are the same. Neither are their insurance needs. Each driver has unique needs and therefore, unique insurance rates as car insurance companies factor in factors such as
- the state the driver lives in
- the driver’s driving history
- coverage amount
- credit score
- gender
- age
Notice how unique these factors are. They are different from one driver to another. To compare auto insurance rates by vehicle is not a difficult task, either. There’s no reason not to compare.
Some Tips to Find Cheap Insurance Rates
When you purchase a car insurance policy you don’t need to break the bank. Here are some tips to remember when you compare auto insurance rates:
- Don’t assume any one insurance company is the cheapest. That’s right. No single insurance company offers the cheapest rates for everyone. You will see this if you compare multiple companies.
- Don’t ignore local and regional insurance companies. You might find the best rates from smaller insurance companies. So do check them out.
- Ask about discounts. Insurance companies typically provide discounts. Ask around and see if you can get some discounts on your rates.
- Increase your deductible. If you purchase collision and comprehensive coverage, you can save money by raising your deductible.
- Compare auto insurance rates by vehicle from at least four insurance companies. The more rates and companies you compare, the better.
Now you can compare car insurance rates by model. Keep in mind that insurance rates are affected by many factors such as the state you live in, your driving history, the amount of coverage, your credit score, gender, and age. Your actual insurance rates might be less or more than the above we listed.
When you compare auto insurance rates by vehicle, you will get an idea about the amount of money you will need to spend for the policy and what you will get from it. For better, more accurate estimation, get car insurance quotes from at least four insurance companies.